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What do you need help with?
I’m starting out with self employment
Where do I even begin?The stuff you need to know when you’re new to working for yourself. Browse guides →Money and Tax
What do I need to pay, save and keep track of?Tax, expenses, getting paid and looking after your money. Browse guides →Running My Business
How do I keep everything ticking along?Clients, invoices, insurance, banking and the everyday business stuff. Browse guides →Making Life Easier
Is there an easier way to do this?Useful tools, shortcuts, recommendations and ways to save money. Browse guides →The essentials
Start with these
Guides that answer the questions almost everyone has in their first year of working for themselves.
Starting Out
How to Become Self Employed Sole Trader v Limited Company The Honest Cost of Being a Sole TraderMoney & Tax
Allowable Expenses for Sole Traders Self Assessment Deadlines (2026) Why Self Employment Feels ExpensiveRunning Your Business
Business Insurance for Sole Traders Self Employed Pensions Explained Self Employed Maternity PayLatest Guides
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How to Keep More of What You Earn as a Sole Trader
You work hard for every pound you earn. Here’s how UK sole traders keep more of it — through smarter tax, lower costs, better tools, and money habits that actually work
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How to Pay Yourself as a Sole Trader
No employer, no payslip, no fixed payday. Here’s how to pay yourself properly as a sole trader — how much, how often, and how to make sure the tax bill doesn’t catch you out.
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How to Set Your Rates as a Sole Trader (Without Underselling Yourself)
Most sole traders start too low and stay too low. Here’s how to calculate a rate that actually covers your costs, your tax, your time off — and your future.
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Self Employed and Buying a House: What You Need to Know
Getting a mortgage when you’re self-employed is harder than it needs to be — but it’s absolutely doable. Here’s exactly what lenders want and how to prepare.
The Self-Employed Starter Pack
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