Money & Tax

You work hard for every pound you earn. Here’s how UK sole traders keep more of it — through smarter tax, lower costs, better tools, and money habits that actually work

No employer, no payslip, no fixed payday. Here’s how to pay yourself properly as a sole trader — how much, how often, and how to make sure the tax bill doesn’t catch you out.

Most sole traders start too low and stay too low. Here’s how to calculate a rate that actually covers your costs, your tax, your time off — and your future.

Getting a mortgage when you’re self-employed is harder than it needs to be — but it’s absolutely doable. Here’s exactly what lenders want and how to prepare.

Self-employed and pregnant? You won’t get Statutory Maternity Pay — but you do have rights. Here’s what you’re entitled to, how much it pays, and how to claim it.

You don’t need to pay for a business bank account as a sole trader. Here are the best free options in the UK for 2026 — and what makes each one worth considering.

Most business banking comparisons are written for companies with teams. This one is for one-person limited companies — the best accounts, what to look for, and exclusive deals.

Bank loans aren’t the only option. Here are 10 ways self-employed people and small businesses can fund their business in the UK — from grants to invoice finance.

Most business credit cards exclude sole traders. Here’s what’s actually available in 2026 — the best cards, what they offer, and how to choose the right one.

From business loans to grants, credit cards to invoice finance — every funding option available to UK sole traders and limited company directors in 2026, in one place.