Yes – there are deals and discounts available for sole traders in the UK.

From accounting software and business banking to marketing tools, travel and everyday spending, there are plenty of ways to avoid paying full price when you work for yourself.

The problem is that the deals are often scattered across different websites and providers.

As a Chartered Accountant and founder of The Self Employed Club, I’ve spent years seeing just how quickly the costs of working for yourself can add up. One thing I’ve learned? It’s always worth checking whether there’s a better deal before you pay full price.

That’s why I created The Self Employed Club — a free deals site for UK self-employed people, bringing useful offers for your business and everyday life together in one place.

Here are some of the deals and savings worth knowing about in 2026.

How we choose the deals in this guide

We look for offers that are genuinely useful to UK self-employed people, rather than adding discounts simply because they’re available.

That includes deals on things you may already pay for when running a business — such as accounting software, banking, marketing tools and travel — as well as useful everyday savings.

Offers and prices change, so we regularly check the deals listed in this guide. Where we have a commercial or affiliate relationship with a provider, we’ll make that clear.

Accounting Software Deals

Accounting software is one of the easiest places to look for savings when you’re self-employed, with many providers offering free plans, introductory discounts or special offers for new customers.

Xero – popular accounting software for sole traders and small businesses. Members of The Self Employed Club can currently access 80% off for 6 months.

FreeAgent – available at no extra cost with some business bank accounts, including Mettle, subject to eligibility and conditions.

QuickBooks – another popular option for small businesses, with introductory offers often available for new customers.

Before signing up for accounting software, it’s worth comparing the options and checking whether there’s a current offer available.

Club deal: Members of The Self Employed Club can currently get 80% off Xero for 6 months. See the deal →

Business Banking Deals

There are several business bank accounts available to UK sole traders, including options with no monthly account fee. Some also come with useful extras such as accounting software, invoicing tools or joining offers.

Tide – offers a free business account alongside paid options. The Self Employed Club currently has a £20 cashback offer for new accounts, subject to terms and eligibility.

Mettle – a free business bank account from NatWest that includes access to FreeAgent accounting software, subject to eligibility and conditions.

Starling and Monzo Business also offer business banking options worth comparing depending on the features you need.

Take a read of our full guide to the best free business bank accounts for UK sole traders.

Looking for a business bank account? Check the current banking deals in The Club before you apply →

Design, Marketing & Business Tools

Software subscriptions can quickly become one of those business costs that quietly add up.

The good news is that plenty of tools have free plans, and there are often discounts available when you do need to upgrade.

Canva – offers a free plan for creating social media graphics, presentations and other business content.

Metricool – has a free plan for managing and scheduling social media, with paid plans available if you need more features.

MailerLite – offers a free plan for email marketing, making it possible to start building your email list before paying for software.

Google Workspace — gives you business Gmail, Drive, Docs, Calendar and other tools using your own domain.

Club deal: Members currently get 10% off Google Workspace plus a free trial.
See the deal →

Travel & Everyday Savings

The things you spend money on when you’re self-employed aren’t limited to accounting software and business tools.

Travel, accommodation, parking and other everyday costs can all add up too.

The Self Employed Club has deals across both business essentials and everyday spending, with current offers from brands including travel and accommodation providers.

If you’re already planning to spend the money, it’s worth checking whether there’s a deal available first.

See current travel & everyday savings in The Club →

Cashback and Rewards

Cashback is another simple way to save money on things you were going to buy anyway.

Cashback sites such as TopCashback and Quidco may offer cashback on software, insurance, travel and other purchases.

Some business bank accounts and cards also offer cashback or rewards, although it’s always worth checking the fees, terms and eligibility before choosing one purely for the rewards.

Before You Pay Full Price…

When you’re self-employed, it’s easy to sign up for a tool or service and then forget about it. One thing I’ve learned as an accountant: small recurring costs are easy to overlook. A £10 or £20 monthly subscription might not feel significant on its own, but several of them can quickly become a meaningful business expense.

Here’s a few simple habits that can help keep those costs down:

Check before you buy: there may already be a deal available through The Self Employed Club.

Check before you renew: introductory offers end and prices change, so don’t automatically assume your current plan is still the best value.

Review your subscriptions: if you’re paying for something you no longer use, cancel it.

Compare free and paid options: you might not need the paid version yet.

And our favourite:

Before you pay full price, check The Club.

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