Xero
Xero is cloud-based accounting software that helps UK sole traders send invoices, track expenses, connect bank accounts, and stay on top of cash flow — all in one place.
Having everything in one dashboard makes it easier to stay on top of your finances throughout the year, rather than scrambling at tax time. It also integrates with other business tools to reduce day-to-day bookkeeping admin.
It’s particularly useful if you want a clear, organised view of your business finances and need software that’s Making Tax Digital compliant.
Best for: Sole traders who want less stress around bookkeeping, invoicing, and tax — without needing an accountant to hold their hand.
The deal: Exclusive to The Self Employed Club — 90% off Xero for your first 6 months. That’s from £1.60 a month.
Offer available to new Xero subscribers only. Price reverts to standard rate after 6 months.