ASDA Travel Insurance

ASDA Travel Insurance

ASDA Travel Insurance offers a range of single-trip and annual multi-trip policies covering the essentials (medical, cancellation, baggage, delays) for travellers going abroad or around the UK.

For self-employed people, travel insurance is worth thinking about carefully. If you’re travelling for work and a medical emergency abroad prevents you from delivering a client project, decent insurance can cover both the medical costs and the income you lose. Standard consumer travel insurance won’t always cover business-specific losses, so read the policy carefully if your trip is for work.

Annual multi-trip policies are usually better value than single-trip cover for anyone taking more than two or three trips a year. They also mean you don’t have to remember to buy fresh insurance each time, which is one of those small admin tasks self-employed people often skip and later regret.

Worth being honest about a few things before you buy any travel insurance:

• Always check what’s actually covered, not just the headline price. Cheap policies often exclude the things you’d most want covered (pre-existing conditions, specific activities, high-value equipment).
• Business travel needs different cover from leisure travel. If you’re travelling for work, check whether business equipment (laptops, cameras, tools) is covered, and up to what value.
• Some credit cards and packaged bank accounts already include travel insurance. Worth checking whether you’re covered twice before paying separately.
• EHIC/GHIC cards give some healthcare coverage in Europe but are not a substitute for travel insurance.

Best for: Self-employed people booking trips who want single-trip or annual multi-trip travel insurance from a recognised UK brand.

This is not financial advice. Always read the policy terms carefully to make sure the cover matches your specific trip and circumstances. If you’re not sure what cover you need, talk to a regulated insurance adviser.