Starling Business Banking
Starling business account for UK sole traders
Starling is a UK bank with a business account for sole traders and limited companies and no monthly fees. Deposits are FSCS protected up to £120,000.
Who can use this deal
- UK sole traders. There’s a sole trader account.
- Limited companies and LLPs. There’s a separate account for companies.
About Starling
The sole trader account includes Accounting Essentials software with Making Tax Digital support, and connects to Xero, QuickBooks and FreeAgent.
- Free UK transfers
- Free invoicing
- Spaces to set tax money aside
- 24/7 UK support
- Accounting Essentials with MTD support
Questions about this deal
Is the Starling business account free?
Yes. There are no monthly fees.
Is my money protected?
Yes. Starling is a UK bank and deposits are FSCS protected up to £120,000.
Can I pay in cash?
Yes, with limits: £5,000 a day and £20,000 a year, and fees apply.
Does it help with Making Tax Digital?
Yes. The sole trader account includes Accounting Essentials with MTD support.
Alternatives
- Mettle: free business account with FreeAgent included.
- Tide: free business account with £20 cashback through the Club.
- Wise Business: multi-currency account; £50 one-off setup, no monthly fee.





